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If you are among the 44% of Americans who have a legal will, you’ve taken an important step to help your family know your wishes and make appropriate decisions. But there’s another step you might take as well, and it’s easier than drafting a will.
A letter of instruction has no formal legal status, and you can write it yourself in any way you choose. But it could be just as important to help your loved ones settle your estate and move forward with their lives. Think of it as a roadmap for your family.
In December 2016, Yahoo announced that data associated with more than 1 billion user accounts had been stolen in 2013. The company believes this was a separate incident from a previously announced theft of data from 500,000 user accounts in 2014.1 Although the sheer number of compromised accounts is staggering, the Yahoo breaches are just two out of many major data breaches discovered in 2016, ranging from dating sites and Internet companies to the IRS and the U.S. Department of Justice.