Okun Financial Group, Inc.



1300 York Road, Suite 200
Lutherville, MD 21093


(410) 494-6130


(410) 494-6131

Our New Articles

A Roadmap for Your Family

If you are among the 44% of Americans who have a legal will, you’ve taken an important step to help your family know your wishes and make appropriate decisions. But there’s another step you might take as well, and it’s easier than drafting a will. 

A letter of instruction has no formal legal status, and you can write it yourself in any way you choose. But it could be just as important to help your loved ones settle your estate and move forward with their lives. Think of it as a roadmap for your family.



Digital Deception: Current Trends in Cybercrime

In December 2016, Yahoo announced that data associated with more than 1 billion user accounts had been stolen in 2013. The company believes this was a separate incident from a previously announced theft of data from 500,000 user accounts in 2014.1 Although the sheer number of compromised accounts is staggering, the Yahoo breaches are just two out of many major data breaches discovered in 2016, ranging from dating sites and Internet companies to the IRS and the U.S. Department of Justice.



The Benefits of Charitable Giving

Presented by: Kathie H. Okun, CLU, LUTCF of The Okun Financial Group

Writer and author Nelson Henderson once said, “The true meaning of life is to plant trees, under whose shade you do not expect to sit.”For many of us, that pretty much sums up why we donate money, property, and other assets to churches, educational institutions, and other charitable organizations. We may not expect to benefit personally from our actions, but we nevertheless find meaning in sharing what we have with others.



Protecting and Preserving Your Business

The Importance of Business Succession Planning

Presented by: Kathie H. Okun, CLU, LUTCF of The Okun Financial Group

Building a successful business takes commitment, dedication, and a lot of hard work. And like anything of value, it must be protected –but not only against current risks such as fire or theft, but also against less tangible hazards such as the loss of an owner or key employee. Let's face it, at some point in the life cycle of every successful business, one or more of three things will happen: an owner or key employee will die, become disabled, or simply decide to retire. Unfortunately, many business owners don't take the time to plan for how their business will be run –or liquidated –following such an event. But without this kind of planning –generally known as business succession planning –even successful companies face the threat of failure.


Becoming Successful Takes Hard Work...

...Staying Successful Takes Planning

Presented by: Kathie H. Okun, CLU, LUTCF of Okun Financial Group

It used to be that if you had a good product and provided solid customer service, you could pretty much count on being successful. And while product and service are still critical to the success of any business or professional venture, other variables – chief among them increased competition for key employees – can make maintaining and building on that success difficult.



Deferred Compensation - Understanding the Options

This article first appeared in Vol. 16, No. 3 of Enterprising Women Magazine (www.enterprisingwomen.com) and is being reprinted with permission from the publisher. All rights reserved.


Presented by: Kathie H. Okun, CLU, LUTCF of Okun Financial Group

As American business enters the 21st century, old methods of doing business are quickly being replaced with the new – new technologies, new approaches, and new ideas about attracting, rewarding, and motivating high quality employees. Nowhere is this more evident than in the matter of key employee and business owner compensation, and specifically in the area of Deferred Compensation Planning.